HONG KONG, July 15, 2025 -- PhotonPay, a global digital financial infrastructure provider, today announced the launch of its physical Mastercard Commercial Credit Card, marks a new milestone in its global payment solution portfolio, and delivers a unified, secure payment experience to global businesses across both online and offline channels.
As enterprises expand globally, many traditional cross-border payment methods are held back by long processing times, unstable exchange rates, and limited offline usability, making it difficult for businesses to manage payments efficiently. The launch of the physical Mastercard commercial credit card marks a strategic step in helping enterprises overcome long-standing barriers in global payments. By providing a fully integrated and globally accepted solution, the card empowers businesses across scenarios such as procurement, employee travel, and logistics.
As a Mastercard issuer in Hong Kong, PhotonPay has deeply integrated its digital financial infrastructure with Mastercard's global payment network to deliver a comprehensive commercial card solution. The card links directly to PhotonPay's multi-currency account system. By connecting to Mastercard's global network, the card is accepted at 150 million of merchants in 210 countries and regions, and supports ATM cash withdrawals, providing businesses with greater liquidity and flexibility in managing global funds.
Through PhotonPay, enterprises can issue, freeze, or cancel cards on demand and customize spending parameters including currencies, limits, time frames, and merchant categories. All transactions are synced in real-time to PhotonPay's smart reconciliation engine, helping businesses manage the entire payment-to-reporting lifecycle digitally and transparently, delivering true global payment visibility and control.
"The launch of the physical Mastercard Commercial Credit Card marks a significant step in PhotonPay's global payment strategy," said Lewison Chen, Founder and CEO of PhotonPay. "By integrating our robust digital financial infrastructure with Mastercard's extensive global network, we're delivering a solution that brings greater visibility, control, and flexibility to global payments across more markets and more business models than ever before."
About PhotonPay
Founded in 2015, PhotonPay is a digital financial infrastructure provider offering global payment solutions to businesses. Our innovative core products include Global Accounts, Card Issuing, Online Payments, Payouts, FX Management and Embedded Finance. PhotonPay has become a Mastercard issuer in Hong Kong and the fintech card issuer in the Greater China region of Discover® Network.
With a strong compliance culture and technological innovation capabilities, PhotonPay is building a digital payment network to take the friction out of global payments and enhance operational efficiency for businesses operating on a global scale.
Headquartered in Hong Kong and providing localized services through nine international offices, PhotonPay partners with a network of top-tier banks and global financial institutions and serves more than 200,000 customers globally.
